Insuring older mobile phones

Gadget Cover


Gadget Cover will insure your older iPhone, smartphone or mobile phone if it is up to 18 months old when the insurance is first purchased.

Once a policy has been taken out for a device, so long as it’s under 18 months old at policy inception they will continue to cover it until the policy is cancelled.

Cover includes: accidental damage, liquid damage, theft, loss (optional), breakdown, worldwide cover, family cover, unauthorised usage, unlimited claims, accessories, e-wallet cover, instant cover and online data backup.

Older items can be insured with Gadget Cover from £3.21 although costs will vary depending upon the item you wish to insure.

Protect Your Bubble


Protect Your Bubble will only insure your older iPhone, smartphone or mobile phone if it is under 6 months old unless you are insuring more that 3 gadgets on one policy.

If you take out a multiple gadget policy for 3 gadgets or more, the first 2 have to be under 6 months old and any more can be up to 36 months old.

Cover includes: accidental damage, cracking your screen, liquid damage, theft, loss (optional), breakdown, worldwide cover, digital secure (optional) and unauthorised usage.

Older items can be insured with Protect Your Bubble from £14.99 for three items or more.



Save money insuring older mobile phones

Insuring older mobile phones is easier than ever with Insure My Smartphone. Anyone who has ever owned a mobile phone, smartphone or iPhone will be able to tell you that they tend to have one thing in common.

The thing that they have in common is that mobile phone contracts nowadays tend to last for at least 24 months and most insurance companies state that they will only cover mobile phones that are less than 12 months old.

This in itself is a huge problem as it means that if you choose not to insure your mobile phone until after the end of 12 months, or until the end of your contract then you may find it difficult to find an insurance company that will cover your older phone. You may therefore be left with an unusable phone whilst still being tied into a contract with 12 months left to run!

Although many smartphone companies will offer a 24 month warranty on mechanical breakdowns, your phone will not be covered for accidental damage, loss of theft.

In addition to this, did you know that Apple iPhone warranties only last for 12 months! After this time Apple will not repair or replace your iPhone should there be a mechanical breakdown which isn’t your fault.

Insuring older phones

Fortunately there are some companies which will happily insure your older mobile phone and we’ve spent some time finding out some more details to save you time and money. Please note that these details are subject to change so it’s always best to consult the insurers website before purchase.

If you’ve got a smartphone, mobile phone or an iPhone that’s more than 12 months old and you need to be insured against theft, loss and damage why not take a look at what Gadget Cover or Protect Your Bubble can offer.